If there’s someone who is telling you against LIC India, I can say he doesn’t know anything about LIC Jeevan Anand policy. Because I have done a deep analysis of LIC & their plans. Even I have more than 3 LIC insurance policies.
To Read This Post In Hindi Please Checkout: एलआईसी जीवन आनंद को चुनने के लिए 5 बड़े कारण
If someone asks me which insurance company or policy you will opt? Then my answer will be none other than of LIC. Well, because of trust, reputation & most important is an entity of Govt of India.
At the starting, I never liked to invest in insurance policies or mutual funds. But when I got married & my responsibilities grew then I done analysis about many insurance companies and, found LIC is the No#1 insurance provider.
So, here’s why you should opt LIC Jeevan Anand to secure your future:
1. Because Jeevan Anand Policy is an Endowment Cum Whole Life Insurance Plan
LIC offers too many plans but their most popular plan is Jeevan Anand. Because it is a traditional saving plan which covers you not only during the policy term, also it covers you after the policy term for whole life.
And, this plan also gives you bonuses during the policy period. That’s why this plan is an endowment policy cum whole life insurance plan with great features.
Everyone wants to live a healthy long life, but if you get something mishappen, then what? Suppose insured person get dead to an accident before the age of 70 then the nominee will get additional sum assured cover amount. But the additional accidental death benefit is limited to Rs 5 lakhs.
It has one more additional benefit, if the insured person got permanent disability due to an accident then the additional cover amount of 5 lakhs will get paid in installments. You will be happy to know that all these benefits you will get at no extra charges.
Everyone can avail the benefit of critical illness rider by paying a little extra premium amount. But opt this feature if you really required critical illness rider.
2. Because LIC is the Highly Trusted Insurance Company
There is no doubt that LIC is a highly trusted insurance company. Name of LICINDIA is enough to opt LIC Jeevan Anand. LIC Jeevan Anand is a saving insurance plan offered by LICINDIA. The plan was launched on 1st of February in 2002 and get shut down in September 2013.
After this LIC launched “New Jeevan Anand Plan” with better features.
When comes to insurance, my father always suggests me to opt only LIC insurance plans. If I ask him to buy any other policy from a private insurer then, I don’t know what will happen to me.
I can Say: “LIC is the parents of All Insurance Companies”
Sounds Funny But It is a Universal Truth!
3. Working Process of LIC Jeevan Anand Plan 149
The working process of LIC Jeevan Anand is just excellent. The best thing is that policyholder can choose the sum assured and the term of policy at the time of buying. According to your needs, you can choose the coverage amount and the policy term.
If you don’t face any mishappening during the policy term then the sum assured and the accumulated bonuses will be paid to you on the maturity of the policy. And, do you know the best thing about this policy, the policy will continue without any premium after the policy term. When the insured person dies, the total sum assured amount will be paid again to the nominee.
LIC offers many insurance plans but if you are looking for a pension plan then I suggest their Jeevan Shanti Plan, you can check review and all the information about LIC Jeevan Shanti at https://www.easypolicy.com/articles/lic-jeevan-shanti/
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As you described LIC Jeevan Anand, it sounds me really cool and I will buy this asap. But I want to know more before buying this policy. Can you suggest me how can I buy and know more?
Thanks for your comment. You can buy LIC Jeevan Anand Online Via Their Official Website, To Know More About the Plan You Should Consult with An agent.